Planning Conversations That Protect Families Beyond the 401(k).
A dedicated video resource from Prevail’s Estate Planning Team and Corporate Retirement Division, created to answer common questions families ask during 401(k) education conversations.
Retirement accounts are only one piece of the legacy plan.
401(k) participants often think about beneficiaries, retirement savings, and long-term goals, but those decisions may also connect to estate planning, trusts, probate, family protection, and how assets are transferred.
Protect the Family Process
Estate planning can help families think through who receives assets, when they receive them, and how decisions may be handled if someone becomes incapacitated.
Coordinate Retirement Assets
Beneficiary designations are important, but they should be evaluated alongside broader estate planning documents, tax considerations, and family goals.
Bring Clarity to Common Questions
From inheritance timing to wills and trusts, this series helps families ask better questions before decisions are needed.
Estate planning insight designed to support family, legacy, and long-term protection.
Daniel and Connor lead the estate planning perspective throughout this collaboration, helping explain complex planning concepts in clear, practical language.
Daniel Schowengerdt
Daniel helps families think through estate planning decisions such as inheritance timing, minor children, trust planning, creditor protection, and family-centered legacy goals.
dschowengerdt@prevailiws.com
Connor Works
Connor helps families understand beneficiary coordination, wills, trusts, probate avoidance, and how estate planning documents may work alongside retirement assets.
cworks@prevailiws.com401(k) education with a broader planning lens.
Prevail’s Corporate Retirement Division supports retirement plan sponsors and participants with education, strategy, and planning conversations designed to create better long-term outcomes.
Bryan Farwell
Jesse Hernandez
Thomas Wright
Hollie Cantrell
Common estate planning questions from 401(k) conversations.
These videos were created to help employees and families better understand how retirement accounts, beneficiaries, wills, trusts, and inheritance planning may connect.
At What Age Should Kids Inherit?
Daniel and Bryan discuss why inheritance timing can vary by family, including age 18 concerns, lifetime trust shares, creditor protection, divorce considerations, and staged distributions.
Watch VideoWho Actually Needs an Estate Plan?
Daniel explains why estate planning is not only for the wealthy. Families may need planning for minor children, a home, insurance policies, financial accounts, and incapacity decisions.
Watch VideoIs a 401(k) Beneficiary Enough?
Connor explains why beneficiary designations are important, but only one piece of the puzzle, especially when tax law changes and trust language may affect how assets transfer.
Watch VideoWhat Is the Difference Between a Will and a Trust?
Connor breaks down how a will may lead families through probate, while trust-based planning may help with privacy, speed, and a more controlled transfer process.
Watch VideoHave questions about estate planning in Kansas or Missouri?
Prevail’s team would be happy to be a resource as you evaluate how your retirement accounts, beneficiaries, family goals, and estate planning documents may work together.