TALK WITH AN ADVISOR

Corporate-Sponsored Retirement Plans
RE-IMAGINED

We believe people deserve better than a one-size-fits-all solution.
Prevail’s retirement services team works directly with businesses and their employer-sponsored retirement plans. Our dedicated team provides comprehensive advisory services, benchmarking, record keeper selection, participant education and acts as a fiduciary under ERISA 3(38).

We take a collaborative approach to help our clients accomplish their financial goals in an affordable way. Our services and products are designed to help our clients plan, invest, save, and protect their money.

Saving
Saving for Retirement


Investing
Prepare for the Future


Business Strategy

Collaborative Approach

 

A Strategic Action Plan For Your Financial Future

Prevail Corporate Retirement Plans:

We are facing a national retirement crisis. Employees are retiring without a pension and without enough saved – yet we are living longer. The Department of Labor (DOL) believes that American workers’ savings efforts have been held back by conflicted advice, which the White House Council of Economic Advisers estimates an average of $17 billion of losses every year. Prevail’s comprehensive team approach offers strategic solutions for your participants and corporate retirement plan.

We Build Complete 360° Retirement Readiness Solutions

Our comprehensive plan and administration services comply with ERISA, DOL, and other regulatory requirements. Beyond the corporate retirement plan, your participants enjoy the benefits of working with Prevail’s fiduciary team. Our team designs tailored solutions aligned directly with their risk profile and long-term goals.

RETIREMENT & WEALTH MANAGEMENT

• Portfolio Analysis & Management
• Retirement Income Projections
• Asset Allocation

Employers Can Use Retirement Plans to Recruit and Retain Employees

In addition to helping employees become retirement-ready, employer-sponsored plans can also be a tool for attracting and retaining qualified employees. With our help, you can design, implement, and maintain a high-quality retirement plan that meets the needs of your participants.

Prevail Corporate Retirement Plans:

We are facing a national retirement crisis. Employees are retiring without a pension
and without enough saved – yet we
are living longer. The Department of
Labor (DOL) believes that American
workers’ savings efforts have been
held back by conflicted advice,
which the White House
Council of Economic
Advisers estimates an
average of $17 billion
of losses every year.
Prevail’s comprehensive
team approach offers
strategic solutions for
your participants and
corporate retirement plan.

We Build Complete 360° Retirement Readiness Solutions

Our comprehensive plan and administration services comply with ERISA, DOL, and other regulatory requirements. Beyond the corporate retirement plan, your participants enjoy the benefits of working with Prevail’s fiduciary team. Our advisory team designs tailored solutions aligned directly with their risk profile and long-term goals.

RETIREMENT & WEALTH MANAGEMENT

• Portfolio Analysis & Management
• Retirement Income Projection
• Asset Allocation

Employers Can Use Retirement Plans to Recruit and Retain Employees

In addition to helping employees become retirement-ready, employer-sponsored plans can also be a tool for attracting and retaining qualified employees. With our help, you can design, implement, and maintain a high-quality retirement plan that meets the needs of your participants.

Saving

Think About Where You Are Today and Where You Want To Be Tomorrow

Each employee has a different retirement goal, so it’s normal that they would have different preferences for how retirement planning is presented to them. Our goal is to provide you with a variety of educational resources and methods to help you succeed. Employees are faced with a series of complex financial moments in both their personal and professional lives as they approach retirement. Many don’t want to navigate this complex journey alone and with Prevail beside you – you will have a trusted financial partner helping you every step of the way.

Plan Administration and Expertise

Our administrators are here to help simplify and streamline the design, implementation, and ongoing management of your plan.

We commit to annual plan reviews to ensure you’re on track to meet your goals, that the strategies to achieve them are still working, and that the measures of success we’ve defined together are still relevant.

Our in-house retirement plan team works directly with the plan committee and trustees to provide:

• Qualified plan and 401(k) plan investment advisory services – we make unbiased recommendations of products and platforms to fit the company’s particular needs, with ongoing monitoring of plan performance.
• Plan fiduciary services – we serve alongside plan trustees to implement policies and procedures to mitigate personal fiduciary liability, increase transparency, and reduce conflicts of interest. We have the ability to serve in either a 3(21) or 3(38) capacity.
• Consulting services – we advise on total plan design to help plan sponsors achieve their goals of recruiting and retaining talent and preparing participants to be “retirement ready”.
• Participant education services – we provide personalized education designed to increase participation and deferral rates and improve employee retirement outcomes.
• Non-qualified deferred compensation – we assist with designing and managing non-qualified deferred compensation plans to enhance
executive benefits.

Comprehensive Plan Consulting Services

Our organization works directly with your company to help you navigate the retirement plan landscape.

Defined Contribution Plans:
You can count on our experienced retirement plan consultants to help you select, build, and maintain an employer-sponsored defined contribution plan that meets the needs of your business and employees.

401(k):
We can help ensure your plan design, educational tools, and resources will work together to increase plan participation and retirement readiness.

Safe Harbor:
A Safe Harbor plan is a qualified plan that uses a pre-determined employer contribution that is provided to all participants of the plan in exchange for an automatic pass on some annual nondiscrimination tests.

 

Your Retirement Solutions Team: A Strategic Action Plan For Your Financial Future.

Get Participants Allocated Properly

Educating employees about retirement savings is possible through webinars and other online tools. To ensure your 401(k) plan’s success, you need experienced partners who can manage administrative duties, recordkeeping, and legal compliance. We help companies reduce their administrative burden using our proven processes.

• Risk Profile/ Personal Allocation Assessments
• Group, One-On-One, and Webinar Based Meetings
• Active Re-Enrollment

 

Fiduciary Responsibility

Prevail was founded upon the principle that clients are best served by working with an independent firm that serves in the trusted position of “fiduciary”; meaning our obligation is to work exclusively in you and your employee’s best interests. Therefore, we serve you in a comprehensive fiduciary capacity by offering processes and protection while designing your plan – and we ensure your plan avoids potential litigation. In addition to plan design, we include plan committee oversight and benchmarking fee analysis.

 

Investor Life Cycle

Saving for Retirement

Our goal is to provide you with a variety of educational resources and methods to help you succeed. As regulations become more complex and fiduciary responsibilities
become more prominent, Prevail provides retirement services to companies that focus on comprehensive advice, a disciplined process, and client satisfaction.

 

Accumulation Phase

The phase of life where investors accumulate assets. During this phase more risk can typically be tolerated since there is more time to achieve goals and objectives. Often there are short-term needs that must be considered (such as employment promotions or purchase of a home).

 

Consolidation Phase

Wealth often accumulates more rapidly during this phase as an investor’s income typically outpaces expenses. Most large purchases and immediate cash needs have already been addressed. The time horizon until the next phase is getting progressively shorter.

Decumulation Phase

Typically known as retirement, wherein earned income has mostly, if not completely, ended and investment income from accumulated assets is now the primary source to pay living expenses. Risk tolerance tends to be considerably lower as volatility and fluctuations are less desirable.

Business Strategy

What We Do to be SUCCESSFUL

Elevate your Retirement Plan. RISE ABOVE!

Prevail is committed to providing you with the utmost peace of mind when conducting business with us by securing all funds in your account. We take the security of your accounts and personal information very seriously, and we regularly assess our procedures with this goal in mind.

Collaborative Approach

We take the next step forward with an integrated platform to deliver personalized advice, financial wellness, and comprehensive financial planning tailored to your needs. There are many different ways that an employee could save for retirement, and the right strategy is different for each individual. Because of this, the plans should be highly customized and based on the goals, ambitions, and specific needs of the employees.

Strategic Research and Advice
 Plan Governance
 Plan Documents, Procedures, and Compliance Assessments

Premium Client Service

We develop wealth-building strategies that allow retirement income to be withdrawn at a lower tax bracket. Our philosophy is that clients should not only diversify by asset class and type to protect against market volatility, but also diversify to protect against higher future income taxes. If you are a business who offers defined contribution or defined benefit plans to your employees, we can help. 

 Investment Portfolios
 Tax-Efficient Withdrawal Strategies
 Estate Planning
 Legacy Planning

 

Do You Have Retirement
Plan Questions?

We Have Answers

Why Prevail?

Leadership Team
You can trust Prevail’s management team because they are among the best in the wealth management field and have extensive experience in the retirement sector.

Experience & Confidence
We have the ability to see the retirement business as a whole thanks to our depth of experience and range of services. We do this by drawing on our extensive institutional knowledge of employee benefit programs across the organization in ways that no one else can. We have extensive experience working in the retirement sector.

 

How can Prevail help my business?

Protecting Clients’ Interests by Mitigating Risks

Our company designs retirement plans that support the human resource objectives of organizations. To ensure our clients are getting the value they expect, we work with these same organizations to identify the retirement plan vendors that are best suited to their needs, goals, and objectives.

• Consistent / Scheduled Employee Meetings
• Webinars for Offsite Employees
• Financial Wellness Services
• Comprehensive Trustee Reporting

 

Why is choosing the right provider important?

Independent retirement plan providers are your best bet for a personalized plan and attentive care. If you want to make your employees feel more confident in their ability to achieve their financial objectives, you can offer them a wide variety of investing options and provide them with the education and support they need.

 

Contact an Advisor:
 (913) 295-9500

 

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